高的Cashback通常局限于某几种购买项目中，很难有One Size for All的。所以你如果
只用一张卡，无法达到最优化的效果。下面我们分门别类列一下，只列高于1%的卡。

如果你有特定的偏好（某一旅馆/航空公司/品牌），请查阅是否有其自己的卡。

日常消费（Grocery/Gas/Pharmacy）
CompassCash platinum visa card, by Compass Bank.
annual limit $400
5% on purchase in grocery, drug strores and gas stations.
perhaps by invitation only

HSBC Direct Rewards (5%, paid annually, earn must >$10)

AMEX Blue Cash 5% (above $6500, less interesting)

Citi Driver’s Edge 3% (6% first year, will double if consider Drive Rebate,
redeem for GC or car service)

Sam’s Club: Check if you have a Walmart Supercenter nearby.

吃饭（Dining）
Citi mtvU 5%
AMEX/Costco True Earnings 3% (need Costco membership)
Citi Professional 3% (business card)

旅行（Air/Hotel/Rental）
Citi PremierPass various (redeem restrict)
Citi Professional 3% for auto rental
Chase BP VISA 2% (double first two months)
AMEX/Costco True Earnings 2% (need Costco membership)
AMEX Starwood around 2% (if you will stay at Starwood)

房屋装修（Home Improvement）
以前很多，现在好像少了
MBNA Home Advantage American Express 5%
Chase Home Improvement 3%

办公用品（Office Supply）
多为Business Card
Advanta Business 5% ($25/month)
Citi Professional 3%

汽车（Car）
只一类多是所有消费5%，但只能用于购买某一品牌的汽车，这里不一一列举

最后列一般性消费
2%
household(hh) bank master card(by invitation only)

Quasi-2%
Citi Driver’s Edge (need driving point, so count how much you will drive
first)
Citi PremierPass (need flight point, so know how much you will fly, don’t
count your flight points twice. )

<2%
MBNA Fidelity 529 1.5% (deposit in 529 account)
MBNA Fidelity Investment 1.5% (deposit into your Fidelity account,
like Roth IRA)
AMEX Knot/Nest 1.66% (for spending $15K only, <15K will be 1%, >15K will
make ratio decrease)
EmigrantDirect Platinum MasterCard 1.4% (if you maintain average balance of
$10000 for the preceding 6 months)
AMEX Blue Sky 1.33% (redeem when you travel)
AMEX Blue Cash 1.37% (when reach 50K, <50K will make ratio decrease)
Penfed 1.25%

认识有限，错误之处还望指正

发信人: GASCARD (大富翁), 信区: Money
标 题: 信用卡申请状态查询status
发信站: BBS 未名空间站 (Mon Jun 5 00:39:42 2006), 转信

copied from fw:
博士把电话加入置底中的faq里面吧，以后自己找也省事了:)

American*Express:
Online https://www.americanexpress.com/myappstatus
Phone: 1-800-641-2400 Or 1-866-314-0237

Bank of America:
Online
Phone: 302-741-1825

Bank One
Phone: 800-955-9900

Chase........
Phone: 800-480-1870 (MF 8AM-10:30PM EST)
You can also call the "regular" Chase CS line (800-334-0601), wait through
the
"please enter your number" prompts and ask a regular rep about your
application. For the Chase Signature Card: 1 888 894-9829